How It Works FAQs

Savings when you want it. Protection when you need it.

Real savings on the costs that never stop.

19 benefits in one membership — prescriptions, dental, vision, and telehealth, plus phone protection, roadside help, and everyday savings. From $14.99/mo. Built for real life.

No contracts Cancel anytime
SavingsXL member

Built for everyday people.

However you earn and whatever life stage you're in, the everyday costs don't stop. SavingsXL helps you save on health, home, and the things you use most — one membership, one simple price.

Hourly & shift workers

Benefits don't come with the shift? Get cash back on shopping, grocery coupons, and phone protection, in one membership.

Self-employed & gig workers

No employer, no benefits? Roadside, device protection, and telehealth — built for people who work for themselves.

Families

Feeding and running a whole household? Family telehealth, whole-home electronics protection, and cash back on the daily shop.

Retired & fixed income

On a fixed income where every dollar counts? Discounts on Rx, dental, and vision, plus roadside and travel perks.

Paying out of pocket

Need access to health care savings? Get discounts on Rx, dental, and vision, plus telehealth — use them the day you join.

Caregivers

Looking after someone who counts on you? Family telehealth, personal concierge support, and discounts the whole household can use.

What's covered

Nineteen benefits, three jobs.

Grouped by what they actually do for you.

Everyday health costs

The routine health spend that often goes uncovered until high out-of-pocket limits are met.

See a doctor tonight, not next week
Everyone at home can talk to a board-certified doctor 24/7 by phone or video — for the flu, a sore throat, a sinus infection, and more.
Stop overpaying at the pharmacy
10–85% off brand and generic prescriptions at 65,000+ pharmacies.
Cleanings and braces without the sticker shock
10–50% off dental care from checkups to fillings to orthodontics.
Glasses and contacts for less
10–60% off eyewear, cheaper eye exams, and 40–50% off LASIK at 20,000+ providers.
Eat better, move more, spend less
Discounts on home workout gear and better-for-you grocery essentials.

Protection for what you rely on

Your phone and your car are how you earn. Keep them running.

A cracked screen won't cost a paycheck
Up to $1,000 a year per phone — accidental damage, wear and tear, power surges.
When the TV or laptop quits
Whole-home electronics coverage up to $1,500 (Elite) or $2,500 (Premium) a year across 30+ device categories.
Dead battery at 6am? One call.
24/7 towing, jump-starts, flat tires, fuel and lockouts — any car you're driving.
A safety net for your family
Accidental coverage of $1,000 (Elite) or $5,000 (Premium) if the unexpected happens.
Backup when a trip goes sideways
Support when travel plans don't go the way you booked them.

Everyday savings & extras

The membership keeps paying off long after the first use.

Get paid to shop where you already do
Up to 40% cash back at 5,000+ stores.
Trim the weekly grocery bill
Digital coupons and deals at 50,000+ grocery and retail locations.
Pay less than the public rate
Members-only hotel pricing — about $76 off a booking — at 850,000+ properties.
Cheaper wheels on a trip
Members-only rates at 40,000+ car rental locations.
A night out, partly on us
$25 every month toward concert, game, Broadway or movie tickets.
Deals right around the corner
Buy-one-get-one and local offers from nearby and national spots.
Perks on the fun stuff
Extra savings on getaways, events and experiences you'd book anyway.
A year of reading, free
One nationally published magazine delivered to your door.
A real person to get stuff done
Everyday Assistant: line up a sitter or pet care, book dinner, find a tutor, or run an errand — 24/7.
Real member savings

See How Fast Your Membership Pays for Itself

You don't need to use all 19 benefits to get your money's worth. A little everyday use — cash back on shopping you're already doing, a doctor visit, a routine dental checkup — adds up to more than you pay. After that, every dollar you save goes straight into your pocket.

Everyday shopping
Adds up all year

Cash back on what you already buy

Earn cash back at 5,000+ stores on the shopping you do anyway — month after month, it adds up.

One doctor visit

Telehealth instead of urgent care

$120 $0–15

See a doctor 24/7 by phone or video.

One dental visit*

Adult Cleaning

$130 $76

Savings $54 · Saved 42%

*These are examples only. Savings will vary by procedure, provider, and geographical area. This is not insurance.

An extra set of hands 24/7 — with absolutely zero hourly fees.

Included with Elite & Premium

Everyone could use a little help.

Your Personal Assistant

through MyLife Concierge

Your membership includes a personal assistant. A real person, around the clock, who can line up childcare or eldercare, arrange pet care, find a tutor, plan a trip, vet a local handyman or take the time-consuming errands and phone calls off your plate. You’re not managing it all alone anymore.

Just ask about
Parenting & childcare
Caring for a parent
Pet care
Around the house
School & tutoring
Moving & relocation
Everyday errands
Travel planning
Dining reservations
Health & wellbeing

Saving starts in minutes.

Sign up in under 5 minutes and start accessing your benefits right away.

1

Pick a program

Choose the Essential, Elite, or Premium program that fits your lifestyle and savings goals.

$14.99
Essential XL
Save big on the popular products and services that you use most.
$19.99
Elite XL
Upgrade your everyday with concierge support and added protection.
$24.99
Premium XL
Experience the ultimate package with premium perks and top-tier rewards.
2

Set up your account

Create your login and activate in minutes. Fast, simple, secure.

Personal details
Fill details to complete your order
Your email
Your name
Full name
Order summary
Elite XL $19.99
Billed monthly
Premium XL $24.99
Billed monthly
3

Use it the same day

Open your portal and put us to work — your savings start today.

My Benefits
Welcome back, member
🏥
Telehealth
🦷
Dental
👓
Vision
💊
RX
✈️
Travel
🏨
Hotel
💳
Cashback
🛒
Grocery
📱
Phone
+14
More

Pick the program that fits your needs.

Every program includes the everyday savings and device protection. Elite adds the health benefits, your Personal Assistant, and stronger device protection — Premium turns it all the way up to true XL savings.

Benefit Essential XL
$14.99/mo
Elite XL
$19.99/mo
Premium XL
$24.99/mo
Health & Wellness
Telehealth Family $15 Copay $0 Copay

Elite: $15 Copay | Premium: $0 Copay

24/7 access to board-certified doctors by phone or video. Consultations for you and your family. HIPAA-compliant.

Learn More →
Dental Discounts

Save 10%–50% on cleanings, fillings, crowns, orthodontics, and more. No annual maximums, no waiting. This is a discount plan. This is not insurance.

Learn More →
Vision Discounts

Save 10%–60% on eyeglasses and contacts. 10%–30% off eye exams. 40%–50% off LASIK at 20,000+ providers. This is a discount plan. This is not insurance.

Learn More →
RX Savings

Save 10%–85% on prescriptions at 65,000+ pharmacies. Just show your card — no forms or claims to file. This is a discount plan. This is not insurance.

Learn More →
Healthy Home

Discounts on fitness, wellness, and nutrition products from popular brands.

Learn More →
Protection
Cell Phone Protection $1,000 $1,500* $2,500*

Up to $1,000 per device per year for drops, cracks, power surges, and defects. Carry-in or mail-in service available.

Learn More →
Whole Home Electronics & *Cell Phone Protection $1,500 $2,500

Elite: $1,500 | Premium: $2,500

Coverage for accidental damage, water damage, and hardware failure on unlimited devices — TVs, laptops, gaming consoles, and more. *Cell Phone Protection is included at $1,500/$2,500 for Elite/Premium members.

Learn More →
AD&D $1,000 $5,000

Elite: $1,000 | Premium: $5,000

Provides a cash benefit if you suffer a covered accidental loss while in your personal vehicle. Covered losses may include loss of limb, sight, hearing, or speech. Benefits are paid based on the type and severity of the covered loss.

Learn More →
Travel Protection

Coverage for trips 250+ miles from home. Includes lost luggage, theft, emergency cash advance, and emergency lodging.

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Roadside Assistance

24/7 help with towing, jump-starts, flat tires, lockouts, and fuel delivery. Up to $50 per service event.

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Travel & Entertainment
Hotel Savings

Members-only rates at 850,000+ properties worldwide. Average savings of $76 per booking. Concierge assistance available.

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Car Rental Discounts

Members-only pricing at 40,000+ rental locations worldwide. Choose from economy to luxury vehicles with flexible booking and free cancellation.

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Sports & Event Ticket Vouchers

$25 monthly credit toward the purchase of two or more tickets. Choose from 40,000+ live events nationwide.

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Shopping & Savings
Cashback Savings

Earn up to 40% cash back at 5,000+ stores. Redeem via PayPal, Venmo, Zelle, check, or gift cards.

Learn More →
Grocery Savings

Digital coupons at 50,000+ grocery and retail locations. Earn rewards via receipt uploads and surveys. Redeem as cash.

Learn More →
National Merchant Discounts

Discounts on concerts, sports, theme parks, hotels, rental cars, and more. Fresh deals updated weekly.

Learn More →
Local Merchant Discounts

Exclusive deals on dining, shopping, services, and entertainment from local partners. Mobile-friendly access.

Learn More →
Lifestyle
MyLife Concierge

24/7/365 personal assistance by phone, email, or online. Help with errands, travel planning, reservations, and more.

Learn More →
Magazine Subscriptions

Choose one nationally published magazine subscription per year from a wide range of popular categories.

Learn More →
Estimated Total Annual Savings $1,300+ $2,100+ $2,300+

Choose your program.

No long-term contracts. Cancel anytime.

Most popular
Elite XL

All 19 benefits, with telehealth for the whole family.

$19.99 /mo
  • All 19 benefits included
  • Telehealth ($15), dental, vision & Rx
  • $1,500 device protection · $1,000 AD&D
  • Personal Assistant & travel protection
Complete package
Premium XL

Every benefit at full strength.

$24.99 /mo
  • All 19 benefits included
  • Telehealth ($0 copay), dental, vision & Rx
  • $2,500 device protection · $5,000 AD&D
  • Highest limits on every benefit
Essential XL Basic

11 benefits — everyday shopping savings, $1,000 phone protection & roadside. No health benefits.

$14.99 /mo

Frequently asked questions

Everything you need to know about SavingsXL.

Am I committed to remaining a member?

There is no long-term commitment. You can cancel anytime. Log in to your member portal and click 'Cancel Enrollment' or contact us by phone or email using the information listed in your portal.

Are there any hidden fees or extra charges?

No enrollment fees and no cancellation fees — you're only ever charged your monthly membership price.

Is my personal information secure?

SavingsXL uses SSL/TLS encryption and a PCI-compliant checkout process to protect your personal and payment information.

Straight answers

No fine-print games.

It's a membership, not insurance

The health benefits are discount programs that lower what you pay out of pocket. We say so up front — not buried at the bottom.

Real networks behind it

65,000+ pharmacies, 850,000+ hotels, tens of thousands of providers — the same partners larger plans use.

Leave whenever

No contracts, no lock-in, 30-day cancellation. If you're not using it, you shouldn't be paying for it.

Don’t leave savings on the table.

The costs that come up anyway — health, home, everyday life — for less, with one membership.

Site Disclaimer: All trademarks, logos, and brand names are the property of their respective owners. SavingsXL is a discount and saving curating Site that gives consumers access to discount products and services through a subscription plan. The discounts and savings are not provided by SavingsXL, rather all savings are provided by various independent third party service providers. Access to the SavingsXL's subscription plan is provided through SavingsXL's fulfillment provider. You understand and agrees that SavingsXL subscription plan fees cover the costs SavingsXL for curating the web and bringing the consumer with service and product discounts. You understand that other savings offers may exist that are not included in the various subscription plans provided by SavingsXL, or that the offers presented to you under any of our subscriptions may be provided elsewhere. You agree that savings benefits may change from time to time, or may be subject to availability by independent service providers. You must be a US consumer to use SavingsXL's site and Subscription Plan.

Discount Dental, Pharmacy and Vision Benefits Disclosure. This plan is NOT insurance. This plan is not a qualified health plan under the Affordable Care Act (ACA). Some services may be covered by a qualified health plan under the ACA. This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. This is not a Medicare prescription drug plan. The plan provides discounts at certain health care providers of medical services. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts will vary depending on the provider type and services provided. The discount plan organization is Gallagher Affinity Insurance Services, Inc., at 2850 W. Golf Road, Rolling Meadows, IL 60008, 1-888-868-6199. To view a list of participating providers visit www.findbestbenefits.com and enter Promo Code 576710. You have the right to cancel this plan within 30 days of the effective date for a full refund of fees paid. Such refunds are issued within 30 days of cancellation.