Benefits

Cell Phone Protection – $1000

Life happens, your phone will eventually break. Rest assured knowing you’re covered. Coverage includes normal wear & tear, power surge protection, defects, and accidental damage.

Coverage Details

  • Get up to $1000 per device in coverage annually, deductibles apply to each claim*
  • Major exclusions: Software Failures, Virus Protection, Theft, Loss etc
  • Carry-in and mail-in services provided

Local Merchant Discounts

Super savings and buy-one/get-one deals are at your fingertips! Get deals at local and national restaurants, retailers, service and maintenance companies, entertainment establishments and much more.

Hotel Savings

AVERAGE SAVINGS of $76 PER BOOKING!

Experience affordable stays wherever you go with Hotel Savings! You’ll find hotels for every reason and season at rates you won’t see anywhere else.

  • 850K+ Properties Worldwide
  • Free Cancellation Options
  • Hotels for Every Budget
  • Members-Only Travel Concierge

Whole Home Electronics Protection

Life happens. Your home electronic devices will eventually break. We cover every kind of electronic product that you have in your home or apartment. We cover cell phones, tablets, laptops, TVs, gaming consoles, headphones, sound systems, printers, cameras, and more. Coverage includes accidental damage, water damage, and hardware failure.

Your COVERAGE provides:

  • Coverage for an unlimited number of electronic devices in your home
  • File as many claims as you need
  • Get up to $1,000 coverage per claim and up to $2,500 per 12-month period
  • Coverage begins 30 days after enrollment
  • Cancel anytime with no strings attached

Whole Home Electronics Protection

Life happens. Your home electronic devices will eventually break. We cover every kind of electronic product that you have in your home or apartment. We cover cell phones, tablets, laptops, TVs, gaming consoles, headphones, sound systems, printers, cameras, and more. Coverage includes accidental damage, water damage, and hardware failure.

Your COVERAGE provides:

  • Coverage for an unlimited number of electronic devices in your home
  • File as many claims as you need
  • Get up to $750 coverage per claim and up to $1,500 per 12-month period
  • Coverage begins 30 days after enrollment
  • Cancel anytime with no strings attached

Dental Discounts

Members can save 10% to 50% on dental care expenses at any of the participating dental providers nationwide! A sample of some of the dental services you can save on include:

  • Routine cleanings
  • Exams
  • X-rays
  • Root canals
  • Orthodontics (braces)
  • Dentures
  • Cosmetic dentistry
  • Crowns
  • Extractions
  • Fillings
  • Oral surgery
  • Periodontics (gums)

Car Rental Discounts

Get great rates on car rentals at over 40,000 locations globally from hundreds of suppliers like Budget, Avis, Enterprise, and more. Plus, you can book stress-free with cancellations on most rentals up to 48 hours before pick up and pay later options. Click below to search, book and save.

BOOK YOUR CAR RENTAL IN 3 EASY STEPS

  1. Click “View Deals”
  2. Click the “Cars” tab, type in your pick-up destination and dates.
  3. Search, book, and save!

Roadside Assistance

Roadside Protection will give you the peace of mind you need, whether you are traveling around town or on a cross-country road trip. Any car owned, leased or borrowed by a member will be covered.

What services are covered:

  • Towing
  • Winching
  • Fuel Delivery
  • Battery Service
  • Flat Tire Assistance
  • Lock Out Service

Cashback Savings

Browse. Shop. Get Paid.

Shop through the service at any of 5000+ stores and earn Cash Back whenever you make a purchase. When you’re ready to cash out, request your cash payout from your account via check, PayPal, direct deposit, Venmo, Zelle or gift card. It’s that easy!

Get up to 40% Cash Back at 5000+ Stores

  • Highest Cash Back Guaranteed by BeFrugal
  • Fast Cash Payout via Check, PayPal, Direct Deposit, Venmo, Zelle or Gift Card

MyLife Concierge

Life Management Support for Members

From everyday requests to extraordinary wishes, members can contact MyLife Concierge to help manage their busy lives. This service operates 24/7/365, so members can contact the concierge at their convenience by phone, email or chat to take care of the little things that make a big difference in the quality of their lives.

Support Categories

  • Parenting
  • Adult Care
  • Member Well-being
  • Education
  • Pet Care
  • Household Tasks
  • Relocation
  • Personal Tasks
  • Reservations: Travel & Dining

AD&D – $1,000

If you suffer an accident which results in any of the losses below while riding in, entering, exiting, as a passenger or driving any land or water conveyance, except when acting as a driver of a conveyance for hire, the insurance will pay the benefit amount(s) for the covered loss(es) below.

Principal Sum: $1,000 ACCIDENTAL LOSSBenefit Amount (% of Principal Sum)
Loss of Life100%
Loss of both hands or feet or sight of both eyes 100% or a combination of any two of loss of hand, loss of foot or loss of sight of one eye100%
 Loss of one hand or one foot or sight of one eye and loss of speech100%
Loss of one hand or one foot or sight of one eye and loss of hearing100%
Loss of speech and hearing100%
Loss of one hand or one foot or sight of one eye50%
Loss of speech or hearing50%
Loss of thumb and index finger of the same hand  25%

AD&D – $1,500Browse. Shop. Get Paid.

If you suffer an accident which results in any of the losses below while riding in, entering, exiting, as a passenger or driving any land or water conveyance, except when acting as a driver of a conveyance for hire, the insurance will pay the benefit amount(s) for the covered loss(es) below.

Principal Sum: $1,500 ACCIDENTAL LOSSBenefit Amount (% of Principal Sum)
Loss of Life100%
Loss of both hands or feet or sight of both eyes 100% or a combination of any two of loss of hand, loss of foot or loss of sight of one eye100%
 Loss of one hand or one foot or sight of one eye and loss of speech100%
Loss of one hand or one foot or sight of one eye and loss of hearing100%
Loss of speech and hearing100%
Loss of one hand or one foot or sight of one eye50%
Loss of speech or hearing50%
Loss of thumb and index finger of the same hand  25%

Sports/Event Live Ticket Vouchers

With Ticket Rewards you get a $25 credit redeemable toward the purchase of two or more tickets at over 40,000 live experiences nationwide, including all concerts, sports, Broadway, comedy, family events, and even movie tickets!

Ticket Rewards 100% Buyer Guarantee

Designed to give you peace of mind.

Safe & secure transactions

Your private and personal information should remain private and personal.

Full-service customer care

You deserve hassle-free assistance with your purchase from start to finish

Magazine Subscription

Members receive a one year subscription to one nationally published magazine included in your membership. Simply visit the member website to make your selection. Please allow 6 to 9 weeks for delivery to start. 

Telemed Family$15 Copay

With SavingsXL, you will have 24/7 access to a board-certified physician through video or telephone. In addition to convenient access to a board-certified physician, you receive:

  • Unlimited doctor visits, with $15 access fee
  • Access for you and your family
  • A HIPAA compliant personal medical record platform
  • Around the clock doctor availability

Telemed Family$0 Copay

With SavingsXL, you will have 24/7 access to a board-certified physician through video or telephone. In addition to convenient access to a board-certified physician, you receive:

  • Unlimited doctor visits, with $0 access fee
  • Access for you and your family
  • A HIPAA compliant personal medical record platform
  • Around the clock doctor availability

National Merchant Discounts

Experience more for less.
Enjoy exclusive savings on live events, sporting games, concerts, hotels, rental cars, destinations, theme parks, ski resorts, and more. Plus, discover new weekly deals on travel, shopping, and entertainment — all in one placeMembers receive a one year subscription to one nationally published magazine included in your membership. Simply visit the member website to make your selection. Please allow 6 to 9 weeks for delivery to start. 

Grocery Savings

Members have access to coupons and deals for over 50,000 stores, including all of the largest 500 online stores in the USA. No more worrying if your coupons are expired, ALL of the online coupons are guaranteed to work by BeFrugal. Get coupons for all your favorite stores, all in one place.With SavingsXL, you will have 24/7 access to a board-certified physician through video or telephone. In addition to convenient access to a board-certified physician, you receive:

Vision Discounts

Members can save between 10% to 60% off eyeglasses, contact lenses and other retail eyewear items as well as 10% to 30% off eye examinations and 40% to 50% off the national average on LASIK.

Over 20,000 eye care professionals nationwide – including many local opticians – participate in this valuable benefit.

  • For Eyes Optical
  • JCPenny
  • LensCrafters
  • Pearle Vision
  • Sterling Optical
  • Target Optical
  • Visionworks

RX Savings

Members can save from 10% to 85% on name brand and generic prescriptions at over 65,000 select pharmacies nationwide or while using the mail order service. The discount benefit is simple to use. The member simply shows the membership card and prescription at a participating pharmacy to receive the discounted rate. There are no additional forms required.

Healthy Home

Your healthy lifestyle can start here with Healthy Home! Whether it’s working out at home or preparing your healthy home cooked meal, Healthy Home has got you with savings on brands like Starfrit, HyGear, and so much more!

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