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Life happens — your smartphone might slip, drop, or stop working when you least expect it. Stay confident knowing you’re covered. Protection includes normal wear and tear, power-surge issues, defects, and accidental damage.
Why It Matters
- In 2023, 78 million Americans reported damaging their smartphone — that’s nearly one-third of smartphone owners dealing with some form of damage over a 12-month period.
- Among reported incidents, 67% involved cracked or damaged screens — the most common and costly type of issue.
- Repairing a cracked or broken phone screen isn’t cheap: typical out-of-pocket costs range from $70 to $400, with many repairs averaging around $200.
- In 2023 alone, U.S. consumers spent $8.3 billion on phone screen repairs — underlining how common and costly phone damage really is.
Coverage Details (for Smartphones)
- Receive up to $1,000 per device in annual coverage (deductibles apply to each claim*)
- Major exclusions include software failures, virus issues, theft, and loss
- Carry-in and mail-in service options available
With these numbers in mind — how widespread damage is, how frequent cracked screens are, and how expensive repairs can get — having smartphone coverage isn’t just about peace of mind: it’s a practical way to avoid unexpectedly high repair bills and protect a device many of us rely on daily.