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AI Can’t Fix Inflation

But the human beings at SavingsXL can help.

Jon Noble
Jon Noble
October 22, 2026 · 2 min read
Reviewed by Jacob Halverson, Director
AI Can’t Fix Inflation

Raising a family today means watching inflation grow as fast as your children.

The inflation rate so far in 2026 is 3.4%. That’s the highest since the pandemic ended. And it’s taking a toll on families. According to the latest BMO Real Financial Progress Index:

The overwhelming majority of American parents (82%) say the cost of raising kids has "gotten out of control" — and their concerns are widely shared. Nearly four in five of all Americans (79%) wonder how people around them can afford to have families.

Can AI shop?

In desperation, families are turning to AI to help them make ends meet. According to Narvar’s 2026 Holiday Shopping Report, "65% of consumers plan to use AI for at least one part of their holiday shopping this year." Other research shows half of American adults have used AI for at least some price comparisons.

Tellingly, we don’t trust AI to actually make a purchase for us.

"Consumers are not looking to outsource shopping decisions to AI," said Kate Muhl, VP Analyst in the Gartner Marketing practice. "They want AI to help them find better information, compare prices, identify deals and narrow choices, while keeping final decision-making control for themselves."

Gartner’s study this summer showed 54% of AI-using shoppers had to double-check the accuracy of the prices they were suggested, because they were often wrong. Overall, 62% said AI shopping information "ended up being a waste of their time."

Humans still find the best deals

This is why I created SavingsXL with a group of smart human beings. We built a savings program for other human beings, with no AI hallucinations:

We wanted SavingsXL to be something an everyday household could actually afford, so membership starts under $15 a month with no long-term contract. It’s month to month, cancel anytime. You’ll make back your membership fee the first time you take advantage of one of our 18 benefits.

It doesn’t matter when inflation finally dips or AI finally gets reliable. SavingsXL is built to last. It’s built for your family.

Start saving with SavingsXL

One membership, 18 benefits. Most members save $1,300–$2,300 a year on the things they already buy.

Choose Your Program

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Discount Dental, Pharmacy and Vision Benefits Disclosure. This plan is NOT insurance. This plan is not a qualified health plan under the Affordable Care Act (ACA). Some services may be covered by a qualified health plan under the ACA. This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. This is not a Medicare prescription drug plan. The plan provides discounts at certain health care providers of medical services. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts will vary depending on the provider type and services provided. The discount plan organization is Gallagher Affinity Insurance Services, Inc., at 2850 W. Golf Road, Rolling Meadows, IL 60008, 1-888-868-6199. To view a list of participating providers visit www.findbestbenefits.com and enter Promo Code 576710. You have the right to cancel this plan within 30 days of the effective date for a full refund of fees paid. Such refunds are issued within 30 days of cancellation. This discount plan disclosure is required by our plan administrator, Gallagher Affinity Insurance Services, Inc., and describes their own plan terms — you don't pay Gallagher separately for this benefit, as it's included in your SavingsXL membership fee. The 30-day cancellation and refund right above applies to Gallagher's discount plan terms only, not to your SavingsXL membership; SavingsXL membership fees are billed and can be canceled separately, anytime, under SavingsXL's own no-contract terms. You may elect, at your own cost, to modify or change this service directly with the provider, in which case their additional terms and conditions would apply.

*Potential savings based on regular use of the program's benefits. Actual savings depend on which benefits you use and how often — shopping, grocery, and entertainment savings in particular add up with frequent use. Some members save less. Benefits must be used to realize savings.